Students leaning against Motability Scheme car

7 great things you could access with Personal Independence Payment

What does the mobility allowance of Personal Independence Payment (PIP) entitle you to? You could be surprised that it’s more than just help with running your own car. If you’ve just received PIP, or been told that you could be eligible if you apply, it’s useful to know about the different ways that PIP can improve your life.

If you are eligible for PIP, you may be able to join the Motability Scheme which allows you to exchange the mobility component of your allowance for leasing a new car, scooter or powered wheelchair to help you get around. You can find out more about joining the Scheme by ordering a free information pack and using our eligibility checker.

1. Benefit top-ups

Depending on what level of PIP you get, you may be eligible for ‘top-ups’—essentially additional money—on things like Housing Benefit, Jobseeker’s Allowance, Income Support, Working Tax Credit, Employment and Support Allowance and Pension Credit. These are referred to as ‘premiums’, and some, like the Employment and Support Allowance or Pension Credit, are only given if you get the PIP daily living component.

To find out if you could get benefit ‘premiums’, contact the Department for Work & Pensions (DWP). They may ask to see a copy of your PIP award letter when you apply. Remember, getting these extra premiums won’t affect the amount of PIP that you get, so it’s worth finding out what you are entitled to.

2. Council tax discount

Motability Scheme customers browsing the Motability Scheme website on tablet

If you’re eligible for PIP, you might be able to get a discount on council tax

Under some circumstances, your local council will give you a special discount on your council tax. The amount that they help you with depends on things like the rate of PIP you get, but you can find out how to contact your local council here to see what they can do for you.

3. Increased housing benefit

You can also get an increased rate of housing benefit if you receive PIP on behalf of a child who still lives at home. They must be between 16 and 20 and in training education. Once again, you should contact your local council and ask what is available to you.

4. Blue Badge for parking

Qualifying for PIP may make you eligible for a Blue Badge to help with parking.This is different to how it was with the Disability Living Allowance (DLA), so you should contact your local authority to find out if you can still access this benefit. You can find out more about qualifying for a Blue Badge reading our guide.

5. Road tax discount

The standard PIP rate will give you a 50% road tax discount, while the enhanced rate gives you a 100% discount, lowering the cost of independence even more. This is good to know, but we arrange road tax for Motability Scheme customers, so you don’t have to worry about those details at all!

Motability Scheme customers dog walking

Your eligibility for things like Blue Badge parking and road tax discounts depend on different factors, so it’s important to contact relevant authorities to find out

6. Discounted public transport

If you ever travel by public transport, you’ll be pleased to hear that PIP also qualifies you (and a friend!) for a third off most rail fares with a Disabled Person’s Railcard. With the Railcard, you can even book assistance when you travel, so you can enjoy the journey worry-free. Some councils offer free local bus travel, too, but you will need to get in touch with your local council directly to find out what they offer.

7. Entertainment discounts

Now for the fun stuff! There are many discounts available for entertainment and leisure activities, from swimming to gyms and cinema. Many of these places will ask for proof that you are ‘registered’ disabled; you can use your PIP letter in these places with confidence.

It’s always worth asking about how PIP can give your carer a discount, too. Both the National Trust and English Heritage will offer your carer free entry to their properties with proof of PIP, while the UK Cinema Association will issue you with a CEA card that gives your companion a free ticket in participating cinemas.

There are so many ways that your PIP eligibility can help you connect with the world, enjoy your life and feel more independent. Take the time to find out more—you might be surprised at how much you can save!

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