Green Kia Picanto parked outside a modern building with clean architecture, a small tree and shaded driveway area.

Automatic cars with no Advance Payment

If you’re looking for automatic cars with no Advance Payment on the Motability Scheme, there are options available across a range of sizes and fuel types. 

Automatic cars can be easier to drive, as you do not need to change gears manually. And with no Advance Payment, you get the benefits of all our all-inclusive package without paying anything upfront. 

Our guide spotlights some automatic cars with no Advance Payment available this quarter, along with what to look for when choosing the right car for you. 

Our price list is updated every three months. Prices shown are valid between 1 April and 30 June 2026. Remember, prices can go up as well as down.

Mazda 2 Hybrid 

White Mazda2 Hybrid hatchback shown on a plain background.

Uses a full hybrid system, which can switch between petrol and electric power while driving. 

  • Fuel type: petrol hybrid  

  • Transmission: automatic  

  • Seats: five  

  • Vehicle type: supermini  

  • Advance Payment: £0  

View the Mazda 2 Hybrid

Suzuki Vitara

Grey Suzuki e Vitara electric SUV shown in a studio setting with a dark textured background.

Four-wheel drive available on some models, which can support driving in a range of road conditions. 

  • Fuel type: electric  

  • Transmission: automatic  

  • Seats: five  

  • Vehicle type: small SUV  

  • Advance Payment: £0  

View the Suzuki Vitara

Kia Picanto  

Green Kia Picanto GT-Line S city car shown on a plain background.

One of the smaller cars available on the Scheme, with a five-door layout. 

  • Fuel type: petrol  

  • Transmission: automatic  

  • Seats: five 

  • Vehicle type: mini car  

  • Advance Payment: £0  

View the Kia Picanto

Toyota Aygo X  

Blue Toyota Aygo X city car shown on a plain background.

Features a raised driving position compared to many cars of a similar size. 

  • Fuel type: petrol hybrid  

  • Transmission: automatic 

  • Seats: four  

  • Vehicle type: supermini  

  • Advance Payment: £0  

View the Toyota Aygo X

MINI Countryman  

Light blue Leapmotor T03 electric city car shown on a plain background.

A larger model in the MINI range, with five doors and increased interior space. 

  • Fuel type: electric  

  • Transmission: automatic  

  • Seats: five  

  • Vehicle type: subcompact crossover SUV  

  • Advance Payment: £0  

View the MINI Countryman

Leapmotor T03  

car_leapmotor_t03_model.png

A fully electric model designed for shorter journeys and everyday use. 

  • Fuel type: electric  

  • Transmission: automatic  

  • Seats: four  

  • Vehicle type: supermini  

  • Advance Payment: £0  

View the Leapmotor T03

Why choose an automatic car on the Motability Scheme 

Automatic cars are a popular choice for many people on the Scheme. They can reduce the number of movements needed when driving, as there is no clutch pedal or manual gear changes. 

This can be helpful if: 

  • you find it difficult or uncomfortable to use a clutch  

  • you want to reduce physical effort when driving  

  • you drive regularly in traffic where stopping and starting is common  

Automatic cars can also be used with a range of driving adaptations, depending on your needs. 

All cars on the Motability Scheme include insuranceservicing, maintenance and breakdown cover. This means you can focus on choosing a car that suits your everyday life. 

What to look for in an automatic car 

When comparing automatic cars, it helps to focus on how the car will work for your everyday use. 

Easy driving 

Automatic cars only use the accelerator and brake. This can make driving in stop-start traffic or on longer journeys feel more manageable. 

Getting in and out 

Some cars have a higher seating position. This can make it easier to get in and out, depending on your needs. 

Space and practicality 

Think about how much room you need: 

  • boot space for mobility equipment, shopping or luggage  

  • rear seating for passengers or carers  

Features to support driving 

Many automatic cars include features designed to support everyday driving, such as: 

  • parking sensors or a reversing camera  

  • cruise control  

  • driver assistance systems  

Fuel type options 

You can choose from petrol, hybrid and electric automatic cars on the Scheme. The right option will depend on your driving habits and access to charging, if you are considering an electric car

Are there many automatic cars with no Advance Payment? 

The number of automatic cars with no Advance Payment on the Scheme can change each quarter when the price list is updated. 

Checking our price list is the best way to see what is currently available. 

Find automatic cars with no Advance Payment 

You can search for automatic cars using our Find a vehicle tool

You can filter by: 

  • Advance Payment  

  • fuel type  

  • number of seats  

  • vehicle size and features  

This will help you find a car that suits your needs and budget. 

Interested in joining the Motability Scheme? 

Exchange your qualifying mobility allowance for a brand-new car, Wheelchair Accessible Vehicle (WAV), scooter or powered wheelchair with the Motability Scheme.    

You’ll get a full package. We’ll cover your insurance, servicing and breakdown.   

Related Articles

Expert car picks from the new Motability Scheme price list

What the changing car market means for you

How and why we set our prices every three months

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