Entering your car can be a little tricky if you are physically challenged

Spotlight on: joining the Motability Scheme

When you join the Motability Scheme, you don’t just get access to a brand new vehicle every three years, you also unlock all the freedom that comes with a truly worry-free lease. The process is very simple, but these six frequently asked questions should cover any queries you may have.

Who can join the Motability Scheme?

To join the Motability Scheme and lease a car, scooter, powered wheelchair or Wheelchair Accessible Vehicle (WAV), you must receive one of four allowances: 

1. The Higher Rate Mobility Component of the Disability Living Allowance (DLA)
2. Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP)
3. War Pensioners’ Mobility Supplement (WPMS) 
4. Armed Forces Independence Payment (AFIP)

You will need to have at least 12 months remaining on your allowance when you apply to join the Scheme. To find out more, click the Motability Scheme Eligibility Checker here.

What is the cost of leasing through the Scheme?

You have three pricing options to choose from. Some options will cost less than your weekly allowance, some will cost the same as your weekly allowance, and some will cost more than your weekly allowance. The latter option requires a one-off upfront Advance Payment but gives you a wider choice.

To check your options, click here. Whichever option you choose, your mobility allowance is paid directly by your benefits agency every four weeks.

If I’m eligible to join, what are the next steps?

You can start by viewing the large range of vehicles available to lease and narrowing down your selection using our car search or scooter search tools.

Once you have a better idea of the vehicles which might be right for you, find dealers in your local area, you can search by town, postcode and preferred manufacturer. Every dealer has trained Motability Scheme specialists so it’s worth getting in touch with them before visiting the dealership to find the best time to speak with them.

If opting for a car, you’ll need to visit the dealership to test drive your choice. If you’re selecting a WAV, scooter, or powered wheelchair, the dealer you choose will come to your home to make sure your vehicle meets your exact needs — which will include a test drive.

When you’re happy with your vehicle, your Motability Scheme specialist will place your order online at the dealership. For the dealer to do this, you will need to have your certificate of entitlement stating which allowance you receive, proof of address, and for cars and WAVs, driving licence or licences for anyone wishing to drive the vehicle. You’ll also need to provide details of any previous accidents or driving convictions. If you can’t be present to place the order yourself, you’ll need to have a legal appointee to represent you.

What happens next?

Once your order has been placed, your application will then be checked before it is passed back to the dealership to order your car. The application process can take a couple of days, during which time you can check on your application by clicking on the online Application CheckerIf your application is approved, the dealer will arrange delivery of your new car. The delivery of your new car will vary depending on the type and availability of the car as well as the dealer you choose. However, your dealer should be able to advise on these delivery times. 

Do I need to organise insurance or breakdown cover?

No, for the duration of your lease, RSA Motability insurance, full RAC breakdown assistance, servicing, and maintenance are all taken care of when you lease a vehicle on the Motability Scheme – simply add fuel and you’re good to go.

Do I have to be the driver of my Motability Scheme car/vehicle?

No. If leasing a Motability Scheme car, up to three named drivers are included as part of your lease. These can be yourself, friends, family, or carers and you do not need to be in the car for every journey, so the named drivers can use the car for any journey that benefits you.

To join the Motability Scheme, visit www.motability.co.uk or call 0300 456 4566. To arrange a call-back via the website, click here.

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