There are more than 100 cars available for under-25 drivers on the Motability Scheme, including options with lower Advance Payments.
With a mix of smaller cars and some larger models, there’s a range of choices depending on how and where you drive.
This guide highlights some current options and what to think about when choosing a car if you’re a new driver.
Our price list is updated every three months. Prices shown are valid from 1 April to 30 June 2026. Prices and availability can change, so it’s always best to check the latest options using our Find a vehicle tool.
Skoda Fabia
A supermini hatchback with a five-door layout and compact overall size, available for just £99 Advance Payment.
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Fuel type: petrol
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Transmission: manual
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Seats: five
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Vehicle type: supermini
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Advance Payment: £99
View the Skoda Fabia
Kia Stonic
One of the smaller SUV models in Kia’s range, sitting between the Picanto and Sportage.
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Fuel type: petrol
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Transmission: manual
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Seats: five
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Vehicle type: small SUV
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Advance Payment: £199
View the Kia Stonic
Renault Captur
An SUV-style model with a higher ride height than many hatchbacks.
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Fuel type: petrol
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Transmission: manual
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Seats: five
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Vehicle type: small SUV
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Advance Payment: £295
View the Renault Captur
Hyundai i20
A compact hatchback with a five-door layout and practical interior space.
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Fuel type: petrol
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Transmission: manual
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Seats: five
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Vehicle type: supermini
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Advance Payment: £499
View the Hyundai i20
Toyota Yaris
Uses a full hybrid system, which can switch between petrol and electric power while driving.
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Fuel type: petrol hybrid
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Transmission: automatic
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Seats: five
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Vehicle type: supermini
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Advance Payment: £545
View the Toyota Yaris
Ford Tourneo Courier
A larger MPV-style vehicle with more interior space and flexible seating.
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Fuel type: electric
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Transmission: automatic
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Seats: five
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Vehicle type: MPV
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Advance Payment: £3,795 (petrol versions available from £2,595 Advance Payment)
View the Ford Tourneo Courier
What to consider if you’re under 25
If you’re choosing a car as a younger driver, it can help to focus on what will make driving and day-to-day use work for you.
Insurance and drivers
The Motability Scheme includes insurance as part of your lease. You can also add up to three named drivers, which can give you flexibility depending on your situation.
Manage your drivers at any time through your online account.
Size and ease of driving
Smaller cars, like superminis, can be easier to manage in busy areas or when parking. Larger cars offer more space but may feel different to handle, especially if you’ve learnt to drive in a smaller car.
Fuel type
You can choose from petrol, hybrid and electric cars. The right option will depend on how and where you drive.
Features that support driving
Many cars include features designed to support everyday driving, such as:
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parking sensors or a reversing camera
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cruise control
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driver assistance systems
Why choose a car through the Motability Scheme
Exchange your mobility allowance for a brand-new car, with a full package included.
This includes:
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insurance for up to three drivers
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servicing and maintenance
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breakdown cover
This can make it easier to manage the cost of running a car. And we make paying simple: we’ll receive your payments straight from your allowance provider, giving you more time to focus on what matters most to you.
Find a car that suits you
You can search for cars available for under 25s on the Motability Scheme using the Find a vehicle tool.
You can filter by:
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Advance Payment
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fuel type
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transmission
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vehicle size and features
This will help you find a car that suits your needs and budget.
Could you join the Scheme?
The Motability Scheme allows you to swap all or part of your mobility allowance to lease a brand-new car, scooter or powered wheelchair.
Many people do not realise they qualify for the Scheme. Take a moment now to check if you do.
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